Impact Lending Fund
Our Lending Fund has target, monthly distributions of 8-9%+ (annualized) with 90 day liquidity
Oak Street Assets has partnered with DLP Capital to bring this investment opportunity to our investors. We’ve partnered with DLP capital because they are one of the nation’s leading private financial services and fully integrated real estate firms focused on IMPACT solutions targeting the nation’s largest crises through lending and investment products, services, education, and systems. Our goal with the Impact Lending Fund is to provide our investors with a better option for their short term capital needs.
Impact by the numbers
DLP is a faith-based company that has been growing and helping communities since focusing on the crises of Housing, Jobs, Legacy and Happiness.
Founded in 2006, DLP Capital continues meteoric growth, with the firm ranking on the Inc. 5000 list of “Fastest Growing Private Companies in America” for 11 consecutive years—among the few companies on the list to achieve such growth consistently.
The firm now has more than $5 billion of assets under management and is headquartered in St. Augustine, Florida.
Current Numbers:
$5B+
Assets Under Management
$400M+
Total Annual Revenue
40,000
Units Invested In
11 Years
In a row on the Inc. 5000 Fastest Growing Companies list
Investment Thesis
1 – BASIS INVESTORS
Stringent analysis of the price/basis of properties prior to investing
2 – GEOGRAPHIC FOCUS
Most attractive areas in Southeast, Sunbelt, and Texas in Tier 2 and 3 markets
3 – PROPERTY TYPE
Multifamily apartments and single-family rental (BTR) will continue to grow
4 – AFFORDABLE HOUSING
Targeted to invest in housing with rent:income ratio below 30% (historical average 21-22%)
5 – COMMUNITY DRIVEN
Building engagement and solutions for families to extend tenancy and improve income
Lending Fund Overview
A highly diversified fund that offers consistent returns, liquidity, and a lower risk profile to comparable funds.
→ Senior Secured Mortgage Pool Fund (REIT)
→ 8-9% targeted net return distributed monthly
→ No management fee from Impact Lending Fund, LLC
→ 1st position mortgages backed by real estate along with personal guarantees
Lending Criteria
HIGH-DEMAND ASSET TYPES
Single-family, multifamily, and RV communities
- Existing and new construction rental single- family homes and communities
- Existing and new construction multifamily communities
- Existing and new construction RV communities
VERIFIED TRACK RECORD
Borrowers must possess strong record of acquiring, exiting or property management
- Thorough analysis of borrower’s ability to stabilize and manage properties
- Evaluate borrower’s past record of flipping properties for profit within a reasonable timeframe
QUALITY LOCATIONS
Attractive markets with strong underlying fundamentals
- We only lend to Elite Members in these regions: MidWest, CO, WY, MT, VA, WV, NJ, DE, LA, MS, AL, AR, OK.
- We will lend to all borrowers in the following: FL, GA, NC, SC, TN, TX, PA
- Preferred markets feature +100k population sizes, above-average economic opportunity
BALANCED RISK
Disciplined approach to risk management
- We strictly lend only in asset classes & geographies where we have personal experience
- DLP typically requires various loan reserves to mitigate risk
- Loan proceeds are distributed in proportion to borrower’s project completion
